Card terminal on a white table next to a brochure.

Pricing and Payment Plans

At The Point Dental, we believe everyone deserves access to high-quality dental care.

Pricing & Payment Plans

At The Point Dental, we believe everyone deserves access to high-quality dental care. We are committed to transparency in our pricing, providing written treatment plans upfront, and offering a variety of flexible payment solutions to suit your circumstances.

The Point Dental pricing list brochure.

Interest-Free Payment Plans

We offer a variety of interest-free payment plans tailored to your financial situation. These plans allow you to spread the cost of your treatment over time, making it more manageable.

Dentist talking to a patient across a consultation desk.

What If You Don’t Have Enough Super?

Not everyone has enough super saved, and that's okay. At The Point Dental, we've supported many patients in this situation.

Sometimes, we help patients combine early super release with flexible payment plans or explore alternative funding options they didn't realise were available.

Even if you think you don't qualify, talk to us. You might be surprised. Alternatively, take a look at our flexible payment options.

Alternative Financing Options

While superannuation is one option, there are several other ways to finance your dental treatment if you do not qualify for early access or prefer not to use your super.

Red-haired receptionist smiling while speaking to a seated blonde woman at the front desk.

Private Health Insurance

You may be eligible to claim a portion of your treatment cost through private health insurance, depending on your level of cover. At The Point Dental, we use internal software to verify your entitlements so you can claim confidently, without chasing your insurer or guessing what's included. This reduces out-of-pocket expenses and provides clarity upfront.

Medicare (General Anaesthesia Only)

Medicare may partially cover general anaesthesia costs for dental procedures. Our team will guide you through the process to help you access available rebates.

Personal Loans

Personal loans from banks or financial institutions are another option to finance your dental treatment. These loans provide funds upfront, which can then be repaid in manageable installments.

Transparent Pricing and Added Value

At The Point Dental, we are committed to providing transparent pricing.

No hidden costs

All fees are clearly explained before you start treatment

No third party fees for early superannuation access

We handle applications in-house, potentially saving you up to $800

Complimentary consultations

Including CBCT scans where required

Flexible payment options

Flexible payment options to suit your individual needs

Genuine support from our team

Not just paperwork, but real guidance throughout the process

Smiling receptionist handing a card terminal to a patient.

Payment Options

As a comprehensive dental clinic, The Point Dental aims to provide the highest quality care at an affordable rate.

We understand that patients may have concerns about costs, which is why we are always upfront with fees and provide a written treatment plan. Our pricing is realistic and competitive, ensuring patients receive the quality and service they expect.

Direct Payment Methods
  • Cash
  • EFTPOS
  • Visa and MasterCard (AMEX not accepted)

We also offer the convenience of claiming private health insurance rebates on the spot via HICAPS for participating health funds.

As a CBHS Choice Network Provider and HCF More for Teeth Provider, we ensure maximum benefits for members with Extras cover when visiting our clinic.

Affordable Payment Plans

If finances are a barrier, The Point Dental offers interest-free payment plan options to enable patients to begin treatment immediately. We partner with various payment plan companies to provide solutions tailored to your needs.

Eligibility Requirements
  • 18 years of age or older
  • Australian Citizen or Resident
  • Must be employed

0% Interest

for the duration of the payment term 

From 3 - 24 months

flexible terms

Up to $30,000

Treatment amounts

No upfront deposit

for some plans

Simple process

Simple and straightforward application process

After your consultation, our team will work with you to determine the most suitable payment plan to fit your budget and lifestyle.

Participating Health Funds with HICAPS

To support not-for-profit health funds The Point Dental is a provider for CBHS Choice Network and HCF More for Teeth Program.

Smiling receptionist at The Point Dental front desk holds a card terminal for a customer.

This ensures maximum benefits for CBHS and HCF members with Extras cover when visiting our clinic. We also accept most major health funds, allowing you to claim on the spot via HICAPS.

No matter your financial situation, The Point Dental is here to help you access the care you need. Contact us today to discuss your options and start your journey toward a healthier, more confident smile.

Disclaimer: Accessing your superannuation for dental treatment is a serious financial decision and should be considered a last resort. We strongly recommend consulting a licensed financial advisor before proceeding with an early release application.

Health Fund Providers

We accept most major health funds, allowing you to claim on the spot via HICAPS. Please see below HICAPS–participating health funds.

HBFMedibankBupaAustralian UnityHCFCBHS Health FundnibNavy HealthSt Lukes HealthDefence Healthhealth.com.auGMHBAFrank Health InsuranceTeachers HealthHIFahmGU HealthHealth PartnersQueensland Country Health FundPhoenix Health FundTransport HealthACA Health Benefits FundApi Health LinxCUA HealthTUH Health FundMildura Health FundPeoplecarehealthcare insuranceOnemedifundRT Health FundLatrobe Health ServicesPolice HealthDoctors Health FundRBHSWestfund Health InsuranceADF Family HealthBudget DirectUniHealthCBHS HealthApiaQantas InsuranceEmergency Services HealthNurses & Midwives HealthMyOwnAAMISuncorpTerritory Health Fund

Real Results

We understand that it’s not just about your teeth, it’s about getting your life back. We empowering you to smile bigger.

Man with long beard and plaid shirt smiling after dental treatment with restored teeth.Man with long beard smiling before dental treatment with missing teeth.

All-on-4 Dental Implants

It wasn't like going to the dentist.

Woman cheerfully smiling following dental treatment.Woman smiling prior to dental treatment.

All-on-4 Dental Implants

I got the best compliment ever.

Man smiling with his hand on his chin after dental treatment.Man with glasses and goatee smiling before dental treatment.

All-on-4 Dental Implants

I feel so much more confident day to day.

Man with earrings smiling confidently after dental treatment.Man with earrings smiling before dental treatment.

All-on-4 Dental Implants

Eating feels easy again.

Related Services

Transform fear into confidence, turn the complex into the achievable, and elevate every experience beyond the ordinary.

Upper All-on-4 dental prosthesis next to a dental mirror on a white table.

All-on-4 Dental Implants

Expert All-on-4 implants for a confident, lasting solution to missing teeth.

Dental tweezers holding a dental crown and abutment above two other crowns.

Multiple Implants

Fixed, natural-feeling alternative to dentures.